Chapter 7 - THE SPREADSHEET CALLED “IF C”

Natalie’s spreadsheet was called IF C.
Investigators obtained it from Westbridge after Grant’s company attorney agreed to preserve records.
It modeled several scenarios.
If Claire invested voluntarily.
If the Dawson trust provided collateral.
If Grant received life-insurance proceeds.
If Claire died before Westbridge’s March loan maturity.
That final column contained projected available cash from insurance and expected trust distributions.
Natalie had built the spreadsheet.
Claire felt sick reading it.
Then Detective Mills showed her the email that requested it.
Grant wrote:
Need worst-case planning if Claire is gone. Lender wants to know whether I remain solvent personally. Don’t moralize. Just model it.
Natalie replied:
Gone as in divorce, or dead?
Grant:
Both.
Natalie completed the model.
That made her involvement impossible to dismiss.
But another email followed two days later.
Grant, the estate assumptions you gave me are not reliable. You need counsel. I’m not putting death-based projections into lender materials.
Grant replied:
You’re paid to solve problems.
The spreadsheet never went to the lender.
Instead, Natalie saved it privately.
Claire asked why.
Detective Mills said investigators were still trying to determine that.
Then Monica remembered something.
Natalie had called Claire’s office reception line the week before the garage attack.
She refused to leave a message.
Claire never called back.
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At the time, she assumed the mistress was trying to provoke her.
Now Claire wondered whether Natalie had been trying to warn her.
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