tale

Chapter 5 - THE MONEY ANNA THOUGHT HAD NOT ARRIVED

Caleb Harper had worked as a utility lineman for a contractor outside Huntington. After his fatal fall, the workers’ compensation claim began quickly. The wrongful-death case moved more slowly. Anna knew that much. She did not know the rest, because Donna had handled the mail, the lawyer updates, and the bank card attached to the immediate benefits.

“She told me everything was delayed,” Anna said from her hospital bed. “She said there was so much paperwork after Caleb died that nothing came through yet.”

That would have been believable if Donna had not also been paying off small debts around town and talking about finally fixing the roof on the main house.

The first person to crack was Paula Jenkins, Donna’s older sister. Paula came to the hospital looking like she hadn’t slept and asked Carmen whether she could speak privately.

Paula had known Donna was collecting Anna’s mail. She had assumed Anna agreed. She had also seen Donna cashing what Donna called “Caleb money” at a local bank branch.

“I asked why Anna still needed help with diapers if money was coming in,” Paula said. “Donna told me it was being held for legal reasons and she was fronting things until then.”

“Did you believe her?” Carmen asked.

Paula’s eyes filled. “I wanted to.”

Paula also admitted Donna had been obsessed with a probate-court date in Portsmouth. She kept calling Caleb’s lawyer’s office, saying Anna was exhausted and couldn’t be trusted to manage funds once the twins came.

The hidden truth shifted the balance. Donna had not been reacting to a crisis. She had been preparing for money.

Still, it was not simple. Anna had allowed Donna into every piece of the paperwork after Caleb died because grief and pregnancy had swallowed her judgment. She had signed a broad temporary power of attorney months earlier so Donna could “help with claims.”

Acting on the truth would not only expose Donna. It would expose how vulnerable Anna had been.

“If CPS sees that washhouse and hears I stayed there while pregnant, they’ll think I failed my kids,” Anna said.

Carmen did not lie. “They may question your choices. But what matters now is what you do next.”

The next question was where Anna could go. She could not discharge back to Donna’s property, and she had no savings she could reach.

Meanwhile, Lily refused to sleep unless Rachel or Carmen told her exactly where the twins were. Every separation felt to her like the start of another lie.

The hospital’s legal-aid attorney, Elise Thornton, agreed to review the benefit paperwork. That afternoon she called Carmen back with her first finding.

“There’s no delay,” Elise said. “Anna’s been receiving deposits for months.”

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Then she added the part that made everyone in the room go still.

“The account address on file belongs to Donna Mercer.”

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